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Fort Lauderdale’s Leading Insurance Agency

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Buy flood insurance in two minutes or less.

Start Your Flood Insurance Quote Today with Skylake Insurance of Hollywood

Flood Insurance Coverage You Can Count On

As a homeowner, it’s important to protect your investment. But did you know that most homeowners’ insurance policies don’t cover damages caused by flooding?
Flooding is the number one most common natural disaster and takes place in every region across the country. At Skylake Insurance of Hollywood we believe that having a better understanding of your flood risk can help you better protect yourself and your property. Here are some facts and figures to keep in mind as you make an informed insurance decision:
  • Everyone lives in a flood zone
  • Floods and flash floods happen in all 50 states.
  • 25% of all flood claims are filed by people who lived outside of high-risk areas.
  • In a high-risk area, a home is twice as likely to be damaged by a flood than a fire

While basic flood insurance is offered nationwide through the government-run National Flood Insurance Program, we’ve found that our homeowners can often save an average of 20-25% off their premium for coverage that is identical to – or even better than – an NFIP policy.

Faster coverage: Skylake Insurance of Hollywood has pre-underwritten the entire market, which allows a policy to be obtained in less than 3 minutes with either no waiting period or a short 10 day waiting period (as opposed to NFIP policies, which mandate a 30-day waiting period in most cases.)

More coverage: Flood coverage extends to the contents of structures not attached to the home such as a garage, pool house, or shed, grills and pools, and double or more the standard NFIP coverage for residential homes (Neptune covers up to $2,000,000) and contents (Neptune covers $500,000).

Optional coverage: Extra endorsements can be added to your Neptune policy to tailor it to your individual needs.

  • Pool repair and refill. The NFIP specifically excludes coverage for swimming pools, but with this endorsement, Neptune will cover swimming pool repair & refill costs up to $10,000.

  • Extra buildings on property. Adding this optional coverage means Neptune will pay up to an additional $50,000 for all unattached structures combined.

  • Temporary living expenses. With this endorsement, if a home is deemed uninhabitable, Neptune will reimburse certain expenses for temporary housing and food cost

Buy Fort Lauderdale commercial marine insurance online.

Start Your Fort Lauderdale Commercial Marine Insurance Quote Today with Skylake Insurance of Hollywood

As Marine Specialists, Skylake Insurance of Ft lauderdale takes pride in our in-depth understanding of the market as well as long established relationships in the industry.  We provide our clients with knowledgeable advice, exceptional service, and creative solutions to their commercial marine insurance needs.

Fort Lauderdale Commercial Vessel Hull and P&I

  • Charter Vessels
  • Ferry Boats
  • Excursion
  • Day Boats
  • Sightseeing
  • Dinner Boats
  • Research Vessels
  • Cruise Ships
  • Casino Boats
  • Tugs, Barges, Dredge

Fort Lauderdale Commercial Marine Facilities

  • Ship Yards
  • Boat Dealers
  • Boat Storage Facilities
  • Boat Builders
  • Marine Contractors
  • General Contractors
  • Marine Artisan
Buy boat and personal watercraft insurance online.

Start Your Boat and Personal Watercraft Insurance Quote Today with Skylake Insurance of Hollywood

With a Foremost boat policy, customers can enjoy a wide range of standard and optional coverages including:

With a Foremost boat policy, customers can enjoy a wide range of standard and optional coverages including:

  • Agreed Loss or Actual Cash Value settlement options (some restrictions apply)
  • Towing and Assistance covers breakdowns while on the water and if the trailer is disabled.
  • Coverage for Personal Property protects wearing apparel, sports and fishing equipment, GPS and fish finders, and other personal property while on board or being carried on or off the vessel.
  • Medical Payments coverage for insureds and their guests while in, upon, boarding or leaving the boat. Also covers individuals being pulled on water skis, wake boards or tubes.
  • Uninsured Watercraft coverage
  • Physical Damage coverage
  • High Liability limits
  • Coverage to recover and protect the boat from further damage
  • Personal Property and Trailer coverage up to $99,999
  • Total Loss Settlement option for newer boats
  • Wreck Removal and limited Pollution coverage
  • Liability only policy